What it is
Revenue-based financing is a category of business funding where repayment is typically calculated as a share of monthly revenue over time. Payments may flex up or down with revenue performance. Structures and total cost vary by provider.
Who it may be suitable for
- Businesses with consistent monthly revenue
- Subscription, SaaS, and recurring-revenue businesses
- E-commerce and DTC brands
- Owners who prefer repayment that flexes with revenue
Common provider review factors
- Monthly revenue history and consistency
- Time in business
- Business bank account activity
- Industry and revenue model
- Credit profile
Important tradeoffs and considerations
- Total repayment amount may exceed the funded amount by a fixed multiple
- Repayment timing flexes with revenue, which can extend the term
- Not all industries qualify with every provider
- Approval, rates, and amounts are determined solely by the third-party provider
Important disclosure
FUNDMOX is a business funding marketplace, not a lender, bank, or financial institution. FUNDMOX does not make credit decisions, evaluate eligibility, act as a credit broker, or guarantee approval. Final funding options, rates, fees, and terms are determined by third-party providers. Not all funding products are available in all states.